上汽通用汽车金融公司是由上汽财务公司、美国通用汽车金融公司和上海通用汽车有限公司合资组建的中国第一家汽车金融专业公司。它借着中国加入世贸的东风，合资谈判从2000年开始，经过合资备忘录签署，可行性报告确定，合资合同和章程的拟定，在监管法规《汽车金融管理办法》正式出台后的2003年年末得到了银监会筹建批复，于2004年8月3日得到了正式的开业批准，2004年8月10日成立，成为中国第一家汽车金融专业公司。

GMAC-SAIC is China’s first auto financing company formed as a joint venture among Shanghai Automotive Group Finance Company (SAIC FC) ,General Motors Acceptance Corporation (GMAC)and Shanghai General Motors Company. Negotiations started in 2000 with the signing of the Cooperation Memorandum, the joint preparation of a feasibility study, the establishment of the joint venture contract. With promulgation of the “Auto Financing Regulation” at the end of 2003, the JV finally received green light from the regulator, the China Banking Regulatory Committee (CBRC), to move into the formal preparatory stage. In 3rd August, 2004, the JV was formally granted the license to start the operation and on August 18th, 2006 became the first automotive finance company in China.

公司引进了国外先进的金融技术，吸收了国外汽车金融的管理经验并与本国实践经验相结合，为中国的汽车市场的发展提供长远的专业金融服务和承诺。

GMAC with its international auto and financing background and experience in more than 40 countries, and SAICFC with its local expertise as one of the leading Group finance companies will give the joint venture GMAC SAIC an excellent start point for a successful operation.

公司目标运用最新融资工具，结合本地市场的经验，建立高效的，有收益的世界级的汽车金融机构，获取最大利益和股东投资回报，推动中国汽车市场和中国汽车工业的发展，促进中国汽车金融业务的成熟。

With its advanced financing tools and experience in the local market, the GMAC SAIC aims to be one of the world’s top class automotive finance companies, to maximize the shareholder’s return on investment, to help promoting the development of the Chinese Auto Industry and to contribute to the growth of the auto finance business in China.

公司作为国内第一家汽车金融公司将向上汽集团、美国通用汽车集团的合资公司，相互的关联公司和合作伙伴的汽车销售提供金融服务，公司将循序渐进地推开业务进程。公司将借鉴国际先进的汽车金融管理经验和技术优势向经销商和贷款客户提供满意的超值的金融服务。

As China’s first automotive finance company, GMAC SAIC will be providing financing services to SAIC Group related companies; GM Group related companies as well as their affiliates and joint ventures to support their vehicle sales. The company will implement the business on a phased approach basis and will utilize advanced automotive finance management experience and technological advantages to provide satisfactory and valuable added financial services to dealers and end customers.